106 Bay Street, Neptune Beach, FL 32266

$2,890,000

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Property Description

Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property consists of five updated residences, with up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community. Whether you're seeking a multi-generational family compound, a premier investment property, or the ultimate beach retreat, this is a once-in-a-generation opportunity to own an irreplaceable piece of one of Florida's most desirable seaside destinations.

106 Bay Street | MLS# 2152719

This single family home located at 106 Bay Street, Neptune Beach, FL 32266 is currently listed for sale with an asking price of $2,890,000. This property was built in 1933 and has 8 bedrooms and 5 full baths with 4844 sq. ft. Bay Street is located in the Neptune Beach subdivision. Search Neptune Beach real estate on timhack.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Electric, Multi Units, Split System, Vari
Fenced: Yes
Fireplaces: 1
Heating: Central, Electric
Home Style: Multi Generational, Traditional
Lot Size: 0.17 Acres
Roof Type: Membrane, Shingle
Taxes: $3,024
Year Built: 1933
Square Feet: 4,844

Feature Descriptions

Exterior: Frame, Wood Siding
Lot Dimensions: 120 x 60
Sewer: Public Sewer
Special View Info: Beach, Ocean, Water

Listed By / Shown By

Listed By

Agency Name: DOUGLAS ELLIMAN FLORIDA

Shown By

Agent Name: Tim Hack
Agent Phone: (386) 740-5945
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 15,662.74 per month $14,567.83 Principal & Interest $252.00 Property Tax $842.92 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/02/2026. The listing information on this page last changed on 07/02/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 07/02/2026 2:19:51 PM EST) or GAMLS (last updated Thu 07/02/2026 2:15:23 PM EST) or Stellar MLS (last updated Thu 07/02/2026 2:01:54 PM EST) or SPC MLS (last updated Thu 07/02/2026 2:15:43 PM EST) or Martin MLS (last updated Thu 07/02/2026 2:18:40 PM EST) or Indian River MLS (last updated Thu 07/02/2026 2:10:31 PM EST) or Daytona MLS (last updated Thu 07/02/2026 2:17:37 PM EST) or Northeast Florida MLS (last updated Thu 07/02/2026 2:10:30 PM EST) or Beaches MLS (last updated Thu 07/02/2026 2:14:10 PM EST) or BORMLS (last updated Thu 07/02/2026 2:13:45 PM EST) or Golden Isles MLS (last updated Thu 07/02/2026 7:06:09 AM EST) or Amelia/Nassau MLS (last updated Thu 07/02/2026 2:16:05 PM EST) or Dixie Gilchrist Levy MLS (last updated Thu 07/02/2026 2:18:04 PM EST) or NFLMLS (last updated Thu 07/02/2026 12:08:34 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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