523 S 13th Terrace , Fernandina Beach, FL 32034

$549,900
New to the Market
BEDS3 BATHS2 full 1 partial SQUARE FEET1,455 MLS#116435

Open Houses

Open House Friday July 3rd, 11:00am - 1:00pm
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523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034

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523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034
523 S 13th Terrace , Fernandina Beach, FL 32034

Property Description

Downtown Fernandina Beach is more than a destination?it's a lifestyle. At 523 S. 13th Terrace, you're just minutes from Centre Street's restaurants, boutiques, waterfront sunsets, and the everyday charm that makes Amelia Island so special. Built in 2023, this thoughtfully designed home offers the perfect blend of modern construction and coastal convenience. Soaring ceilings create an open, airy feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the beach and downtown. Move-in ready and beautifully maintained, this home offers a rare opportunity to enjoy newer construction in one of Fernandina Beach's most desirable in-town locations. Love Where You Live.

523 S 13th Terrace | MLS# 116435

This single family home located at 523 S 13th Terrace , Fernandina Beach, FL 32034 is currently listed for sale with an asking price of $549,900. This property was built in 2023 and has 3 bedrooms and 2 full and 1 partial baths with 1455 sq. ft. Search Fernandina Beach real estate on timhack.watsonrealtycorp.com today.

Upcoming Open Houses

Open House Friday July 3rd, 11:00am - 1:00pm

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Electric
Fenced: Yes
Garage: 1 car attached
Heating: Central, Electric
Home Style: Two Story
Lot Size: 0.06 Acres
Roof Type: Shingle
Stories: 2.0
Year Built: 2023
Square Feet: 1,455

Amenities

Ceiling Fan(s)
French Door(s)/Atrium Door(s)
Vaulted Ceiling(s)
Fence

Feature Descriptions

Appliances: Dishwasher, Microwave, Refrigerator, Stove
Days on Site: 1
Door Features: French Doors
Exterior: Fiber Cement, Frame
Lot Dimensions: 100x25
Parcel#: 00-00-31-1800-0241-0380
Parking: Driveway, One Car Garage, Garage Door Opener
Patio/Porch: Rear Porch, Other, See Remarks
Sewer: Public Sewer
Water: Public
Window: Vinyl

Room Sizes

Bathroom: 10 X 5 Level - Upper
Bedroom: 10 X 11 Level - Upper
Bedroom: 10 X 10 Level - Upper
Kitchen: 9.5 X 9.5 Level - Lower
Dining Room: 7.5 X 9.5 Level - Lower
Living Room: 17.5 X 14 Level - Lower
Primary Bathroom: 5 X 9 Level - Upper
Primary Bedroom: 12 X 14 Level - Upper

Listed By / Shown By

Listed By

Agency Name: SUMMER HOUSE REALTY
Agency Phone: 904-557-3020

Shown By

Agent Name: Tim Hack
Agent Phone: (386) 740-5945
Agency Title: Watson Realty Corp., REALTORS ®

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Estimate Your Payment

Estimated Payment

$ 2,932.31 per month $2,771.92 Principal & Interest $0.00 Property Tax (data not provided by mls) $160.39 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/03/2026. The listing information on this page last changed on 07/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 07/03/2026 12:00:56 AM EST) or GAMLS (last updated Thu 07/02/2026 11:15:30 PM EST) or Stellar MLS (last updated Thu 07/02/2026 11:44:20 PM EST) or SPC MLS (last updated Thu 07/02/2026 11:21:17 PM EST) or Martin MLS (last updated Thu 07/02/2026 11:38:25 PM EST) or Indian River MLS (last updated Thu 07/02/2026 11:30:24 PM EST) or Daytona MLS (last updated Thu 07/02/2026 11:36:59 PM EST) or Northeast Florida MLS (last updated Thu 07/02/2026 11:59:10 PM EST) or Beaches MLS (last updated Thu 07/02/2026 11:49:47 PM EST) or BORMLS (last updated Thu 07/02/2026 11:16:31 PM EST) or Golden Isles MLS (last updated Thu 07/02/2026 7:06:09 AM EST) or Amelia/Nassau MLS (last updated Thu 07/02/2026 11:25:27 PM EST) or Dixie Gilchrist Levy MLS (last updated Thu 07/02/2026 11:42:30 PM EST) or NFLMLS (last updated Thu 07/02/2026 9:06:40 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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